The homelessness of man

Part I of 'What's wrong with the world' deals with 'the homelessness of man. In the last few sections, we meet a common man, Jones, whose only desire seems to be to live a normal life in his own home. Modern philosophies prevent him from doing this; more specifically Hudge and Gudge (personifications of socialism and capitalism) argue over his head, but do not give him the opportunity to live the life he wants.
Since Chesterton wrote this in a somewhat different cultural context, I sometimes have difficulties following the exact argument on how these philosophies ensure this homelessness of Jones. The conclusion of this part, however, is clear:

The idea of private property universal but private, the idea of families free but still families, of domesticity democratic but still domestic, of one man one house - this remains the real vision and magnet of mankind. The world may accept something more official and general, less human and intimate. but the world will be like a broken-hearted woman who makes a humdrum marriage because she may not make a happy one; Socialism may be the world's deliverance, but it is not the world's desire.